FINANCING A COLLEGE EDUCATION 
SECTION FOUR 


STATE FINANCIAL AID
WHERE TO SEEK INFORMATION

        

HOW TO GET IN-STATE TUITION. Many affordable public colleges in less populated areas are eager for students and are willing to cut good deals. Some schools are even willing to extend their generosity to less-than-stellar students.

STATE CONTACT INFORMATION.
Contact your STATE HIGHER EDUCATION AGENCY for information on your state's education programs, colleges and universities, financial aid assistance programs, grants, scholarships, and special programs. If you will be attending an out-of-state college, make sure to also contact the appropriate state agency of that state. 

     For state agency contact information, see the Ed.gov webpage HOW TO APPLY FOR FEDERAL
OR STATE FINANCIAL AID; scroll down until you find your state..  
     Most states and many schools use the FAFSA information to award their own financial aid. 

     
ARKANSAS   The purpose of the Arkansas Student Loan Authority (ASLA) is to serve the State of Arkansas as an enduring source of education funding.
CALIFORNIA  

CALGRANTS are need based with a minimum GPA requirement.
    
ALL STUDENT LOANS "is a nonprofit student lender dedicated to increasing access to education by offering innovative, affordable and seamless student loan products to students and their parents."

COLORADO   CollegeInvest offers STAFFORD LOANS, PLUS LOANS (Parent and Graduate Students), ALTERNATIVE LOANS, and CONSOLIDATION LOANS.
FLORIDA   For information regarding FLORIDA BRIGHT FUTURES  SCHOLARS PROGRAM requirements, please contact the Florida Bright Futures Scholarship Program toll-free at 1-888-827-2004. The loans offered by EDAMERICA are well worth checking out if you are a resident of Florida or Tennessee.
IOWA    IOWA STUDENT LOAN 
KENTUCKY   The STUDENT LOAN PEOPLE  was created by the 1978 Kentucky General Assembly as an independent municipal corporation to make, finance, service, and collect educational loans.
MICHIGAN   MICHIGAN STUDENTS FIRST
MISSISSIPPI   EDUCATION SERVICES FOUNDATION
MISSOURI   Check out the MISSOURI HIGHER EDUCATION LOAN AUTHORITY (MOHELA) by going to "Resource Center" then by going to "Interest Rates." Now click "Federal Student Loans." MOHELA, with over 20 years of experience servicing student loans, is one of the top ten holders and servicers of student loans in America. MOHELA's programs help students save hundreds of dollars in interest payments each year by reducing repayment interest rates by up to 2.5 percentage points.
Phone Numbers: Toll Free 888.866.4352    TDD 636.532.5189.
MONTANA   The MONTANA HIGHER EDUCATION STUDENT ASSISTANCE CORPORATION (MHESAC) is a "nonprofit organization dedicated to helping ensure financial access to post-secondary education opportunities for Montana citizens."
NEW HAMPSHIRE   The NEW HAMPSHIRE HIGHER EDUCATION ASSISTANCE FOUNDATION (NHHEAF) was established by the banking community.
NEW MEXICO   NEW MEXICO STUDENT LOANS, a nonprofit organization founded to improve educational opportunities for students seeking a postsecondary education, offers  STAFFORD LOANSPLUS LOANS (Both Parent and Graduate), LINK EDUCATION LOANS (Private Loans), LOAN CONSOLIDATION, and special programs for Univerisity of New Mexico LAW SCHOOL AND MEDICAL SCHOOL STUDENTS.
NORTH CAROLINA    COLLEGE FOUNDATION OF NORTH CAROLINA, a nonprofit, offers the North Carolina Advantage on STAFFORD LOANS, PLUS LOANS (BOTH TYPES), AND CONSOLIDATION LOANS.
PENNSYLVANIA   "The PENNSYLVANIA HIGHER EDUCATION ASSISSTANCE AGENCY (PHEAA) helps to create access to education for Pannsylvania students."
RHODE ISLAND   The Rhode Island Higher Education Assistance Authority offers FEDERAL LOANS.
TENNESSEE   The loans offered by EDAMERICA are well worth checking out if you are a resident of Tennessee or Florida.
UTAH   UTAH HIGHER EDUCATION ASSISTANCE AUTHORITY (UHEAA)
VERMONT   Vermont Student Assistance Corporation has LOANS and  FEDERAL STAFFORD LOANS FOR LAW STUDENTS.

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